Mr. Cluck is a founding director of Canterbury Consulting Incorporated. Prior to forming Canterbury in 1988, Mr. Cluck was a founder, principal, and Vice President of the Institutional Consulting Services of Kidder Peabody, Newport Beach. From 1978 to 1979 he was with Smith Barney Harris Upham & Company. Mr. Cluck is a co-author of Asset Management for Endowments & Foundations and currently serves on the board of the Beckman Laser Institute. He holds a degree in Economics from the University of California at Irvine and an MBA from Pepperdine University. Shareholder.